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Sims 4: How to make money fast without cheats


Are you looking for ways to make money really fast in The Sims 4? Maybe you’re playing the Making Money challenge scenario and you’re trying to make 1 Million Simoleons in your Sim’s lifetime.

Well, there’s always the option to use cheats and generate as much money as you want. But where’s the challenge in that? If you’re looking for other ways to make money, check out the ideas below.

Best ways to make money fast in Sims 4

Become a gold digger

There’s nothing wrong with becoming a gold digger. That’s perhaps the fastest way to get your hands on lots of money without cheating. Make sure to create a really attractive Sim, find a super-rich Sim and seduce them. Marry them, kill them, and inherit their wealth.

By the way, if you own the Seasons expansion, you can seduce and convince Santa to move in with you. Then you can kick him out and get your hands on 500,000 Simoleons. Yes, you read that right, kicking Santa out of the house will bring you half a million Simoleons.

Marry for inheritance


Your Sim can marry for inheritance and get a bunch of money. Finding a sugar daddy or sugar mamma can help you get your hands on lots of money. The catch is that you have a 7-day window to complete the challenge and convince your partner to marry you. This option is available if you have the Eco-Lifestyle expansion installed.

Ask other Sims for money

Once your Charisma level gets high enough, you can ask other Sims for money. The catch is that you need to be friends with the Sims you’re asking for money. The best part is that you can “borrow” money from other Sims, and never pay it back. Level 9 Charisma lets you ask for loans of up to 2,000 Simoleons.

Play the lottery

If you have the Seasons expansion installed, you can play the lottery. If your Sim is feeling really lucky, you can also use the Wishing Well and ask for more money. You can earn up to one million Simoleons. That’s more than enough money to set your Sim for life.

Sell your paintings

Invest time and effort into perfecting your painting skills. You can then sell your paintings for really high prices. For example, you can sell masterpieces for thousands of Simoleons. Improve your Sim’s painting skills so they can create a few of these per day.

If you want to earn even more money, you can take up Digital painting. You need a Digital Sketchpad to create digital paintings. The main advantage is that digital paintings take less time to complete than easel paintings (about 40% faster). Enable the Creativity, and Perfectionist traits for better results. The Painter Extraordinaire aspiration helps you unlocks a series of handy bonuses.

Sing or play an instrument

Learn to sing or play an instrument, improve your skills and start performing in public. The higher your skills, the more money you can earn. You can also write your own songs and earn some extra money.

Write books

Once you’ve polished your Sim’s writing skills, you can start writing books and earn royalties for every book you publish. Think of it as a constant source of revenue.

Grow plants and vegetables

Plants can make you a lot of money. For example, you can grow Money trees and earn thousands of Simoleons per harvest. Or you can grow oversized crops and earn hundreds or Simoleons for each pumpkin or lettuce you sell. Some of the highest paying plants include Dragonfruit, Growfruit, blueberries, UFO fruits, Morel mushrooms, and oversized crops.

Make your dogs poop gold

If you have the Cats and Dogs expansion, you can feed your dogs a special treat and make them poop gold. Your Sim needs Level 7 of the Vet skill to be able to create the Poop Randomizer treat. Feed the treat to your dogs and keep an eye on them when they poop. Sometimes, they may even drop a gold bar in additional to golden poop that you can sell for 6K Simoleons.

Collect gemstones, crystals and other resources

There are plenty of resources that are freely available in the game. All you need to do is find and collect them. For example, you can collect crystals, gemstones, wild mushrooms, and so on. You can also collect frogs. Get your hands on anything you can find.

By the way, there are plenty of fishing spots that you can use to earn quite a lot of money. Some of the best fishing spots include Willow Creak, or the back of Oasis Springs’ park.

Fish for treasures

If you own the Jungle Adventure gamepack, you can go fishing in the jungle. But you’re not really trying to catch some fish. You’re actually fishing for treasures. Book a trip to Selvadorada, and then go to the Belomisia Trailhead. Go to the gate furthest to the right, find the fishing spot and try your luck.

Open your own business

While opening your own business can be a nerve-wrecking and expensive process at first, it will pay off big time. This is an excellent way to make lots of money in the long run. For example, you can open a retail store, or run a restaurant, and cash in lots of money.


If you want to make money fast in The Sims 4, become a gold digger and marry for inheritance. You can also seduce Santa and convince him to move in with you. Then you can kick him out and get your hands on 500,000 Simoleons.

Additionally, you can also ask other Sims for money or play the lottery.
Other great ways to make money include selling paintings, writing and publishing books, growing plants and vegetables, or making your dogs poop gold. You can also collect gemstones, crystals and other resources.

What other methods do you use to make money fast in The Sims 4? Feel free to share your ideas in the comments below.

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