In this guide, we’ll delve into the fascinating concept of growing money trees in the game. Learn how to nurture these special trees and unlock their potential to generate in-game wealth.
Get ready to sow the seeds of fortune and watch your Sim’s finances flourish!
What does the Money Tree do in The Sims 4?
In The Sims 4, the Money Tree is a unique type of plant that generates golden leaves, which your Sims can harvest and sell for a substantial amount of Simoleons.
Money trees serve as an excellent means to increase your Sim’s household funds.
Growing a garden of Money Trees can be a great way for your Sims to earn lots of money daily, allowing them to afford various items and experiences in the game.
The Money Tree is only available if you have The Sims 4: Seasons expansion pack.
How can I get Money Tree seeds in The Sims 4?
You can buy Money Tree seeds for 5,000 Satisfaction Points in the Aspiration Rewards store. You can gain more Satisfaction points by completing your Sim’s aspirations and whims.
Once you have the seed, you can plant your Money Tree in your Sim’s garden. Be sure to take good care of the tree by watering it and fertilizing it regularly.
Make sure the Money Tree has optimal growing conditions to produce healthy golden leaves.
If your Money Tree didn’t germinate and died, it’s likely due to the fact that you planted the seed in a planter box in the wrong location.
How long do Money Trees take to grow in The Sims 4?
Money Trees take five days to grow into fully mature trees. Two days after planting, the seed will sprout, but you’ll have to wait three more days to harvest the first golden leaves.
A fully mature tree can yield anywhere from 8,000 to 22,225 Simoleons.
That’s from a single tree!
How to make Money Tree grow faster
Regularly water and fertilize your Money Tree to ensure its healthy growth. Use high-quality fertilizer to maximize growth and unlock the Green Thumb trait.
Sims with the Green Thumb trait are better at gardening and can help plants grow faster.
Money Tree quality and harvest worth
To harvest a mature Money Tree in The Sims 4, simply click on it and choose either the Sell All or Sell Money Fruit option.
The amount of money you receive from your Money Tree harvest will vary depending on the quality level of the plant.
There are five distinct quality levels for your Money Tree harvest
- Normal Quality – §8,000
- Nice Quality – §11,500
- Excellent Quality – §15,110
- Magnificent Quality – §18,670
- Perfect Quality – §22,225.
A Money Tree of Normal Quality will yield a harvest worth 8,000 Simoleons. Despite being the baseline, it’s a significant boost to your Sim’s finances.
Stepping up, a Nice Quality Money Tree provides a more bountiful return, generating a harvest valued at 11,500 Simoleons.
A Money Tree of Excellent Quality is quite profitable, yielding a lucrative harvest worth 15,110 Simoleons.
A Magnificent Quality Money Tree will produce an impressive harvest, raking in a hefty sum of 18,670 Simoleons.
A Perfect Quality Money Tree offers the greatest financial reward. It will generate a stellar harvest worth 22,225 Simoleons, significantly boosting your Sim’s wealth.
How to improve Money Tree quality in The Sims 4
To improve the quality of your Money Trees, you need to fertilize them with high-quality fertilizers. The best fertilizer for money trees is fish.
You need to reach Level 3 in the Gardening skill for that. Click on the money tree and select the Fertilize option.
You can apply fertilizer once every four Sim days.
If the Fertilize option is greyed out, this means you recently fertilized your money tree and you need to wait one or more days until you can use this option again.
Keep in mind that the money tree does not bear any fruit. This means you can’t collect any seeds to grow a new money tree.
To get more Money Trees, spend another 5,000 Aspiration Points in the Aspiration Rewards store. Another solution is to graft a money tree.
How to graft a Money Tree in The Sims 4
For Sims with a Gardening skill of Level 5 or above, there is the option to take a cutting from the Money Tree and graft it onto a different tree.
This clever gardening technique allows you to essentially double your Money Trees without buying additional seeds.
Splice the Money Tree graft with the Plasma Fruit trees or another tree that’s also expensive and not affected by the change of seasons.
⇒ Quick Tip:
If you use the Take cutting option before the tree reaches full maturity and is ready to harvest, you won’t get the maximum amount of Simoleons from that harvest.
Clone Money Tree with the Copypasto spell
If your Sim is a Spellcaster and uses the Copypasto spell on the Money Tree, it effectively creates another Money Tree, without having to purchase or grow one from a seed.
This is a unique capability only available to Spellcaster Sims via the Realm of Magic game pack.
The Copypasto spell doesn’t always succeed and might require a higher spellcasting level for consistent results. Practice is key to improving your Sim’s spellcasting ability.
Can you plant a Money Tree indoors in The Sims 4?
You can indeed plant a Money Tree indoors in The Sims 4. To do this, you’ll need to use a planter box. Go to Build Mode and purchase a planter box from the Outdoor Activities section.
Choose a location for your planter box indoors. Ensure it’s in a spot where your Sim can easily access it to take care of the tree.
Once you’ve got your planter box set up, your Sim can plant the Money Tree seed in the box.
Happy Simming!
Updated: June 2023.